Unlocking Home Financing Solutions
Revolutionising the world of mortgages and home loans, we provide expert solutions tailored to your individual homeownership desires. We are committed to simplifying the home loan process, making it as hassle-free as possible for you.
Securing a favourable housing loan in Singapore is easy with Mortgage Genie!
Source mortgage loans
Discover the wide range of mortgage loan options we offer. Choose one that fits your needs and learn more about its benefits.
Talk to our consultants
Get the best mortgage rate
Our goal is to determine the type of mortgage loan that best suits your needs, ensuring that you have a stable and comfortable financial future.
Leave the rest to us
We go above and beyond to keep you informed throughout the process, providing updates on any changes until your loan is fully approved.
Why Choose Us
Extensive Market Knowledge
We have in-depth understanding of Singapore’s mortgage market, including various lenders, interest rates, and loan options.
Wide Network of Lenders
We have an extensive network of lender connections, enabling us to access a broad range of mortgage products. This ensures that our clients have access to the best available deals in the market.
Efficiency and Speed
We promise a quick and streamlined mortgage application process, providing a smooth and timely mortgage application experience.
Whatever your mortgage loan needs, we've got you covered.
We're with you at every stage of your journey.
First-time buyers
We know buying your first home is a significant milestone and can be overwhelming with all the details and decisions to make. We’re here to help you achieve this dream.
Experienced second-home buyer
For seasoned or experienced buyers, we can help you navigate the process of securing a mortgage for your vacation home or peaceful retirement retreat
Investment properties
If you’re looking to generate extra income with a rental unit or buy a property to sell for a profit, opting for an investment property loan would be a beneficial option.
Loan eligibility check
We analyse your financial profile, credit history and relevant factors to provide you with a comprehensive assessment of your eligibility for a mortgage.
Bank Partners
Frequently Asked Questions
I'm interested in repricing my loan through my current bank. Could you assist me with this?
Rest assured that Mortgage Genie has the expertise to guide you in the right direction. We are dedicated to always find the best deal for your home loan.
While I currently don't have immediate plans for refinancing or purchasing a new home, can I gather more information for my future options?
Mortgage Genie is your reliable partner, committed to providing assistance. Whether it's in the present or down the road, we firmly believe that knowledge should be accessible to all. Feel free to enquire and grant our team of mortgage specialists the opportunity to offer guidance for both your upcoming property purchases and refinancing considerations.
Is the safety and confidentiality of my contact details and personal information ensured?
Respecting your privacy is of utmost importance to us, and we will never trade your information or disclose your particulars to any third party without your permission.
What advantages does consulting a mortgage broker offer compared to approaching a bank directly?
Mortgage brokers provide the valuable service of comparing home loan packages across all banks and financial institutions within Singapore. We possess insights into the most competitive fixed home loan rates and the lowest SORA home loan rates. If you're seeking the best home loan rates available in Singapore, you can find them through us. At Mortgage Genie, our enduring partnerships grant us access to exclusive rates and packages that are beyond public reach. Furthermore, we collaborate with reliable bankers and law firms whom we entrust to facilitate a seamless and effective home loan application process.
Is it advisable to settle my mortgage loan ahead of schedule in Singapore?
Given that most mortgage loans come with an early repayment fee, our suggestion is to reconsider paying off your loan in advance. Generally, this early repayment fee tends to exceed the interest accrued through your regular monthly home loan payments. Nonetheless, we can certainly assist you in refinancing your mortgage to a more favourable interest rate. If you believe that the early repayment fee is worth paying for, or if an urgent need to settle your loan arises, we strongly advise you to consult with us first. Our expertise might potentially mitigate the overall expenses tied to early repayment.
